<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>F &amp; D Consulting: guides and reviews</title><description>Practical finance, audit readiness and systems guides, and outside-in reviews of real businesses.</description><link>https://fd-consulting-web.vercel.app/</link><language>en-au</language><item><title>IFRS 18: the new income statement, and what auditors will test</title><link>https://fd-consulting-web.vercel.app/case-studies/ifrs-18-income-statement/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/ifrs-18-income-statement/</guid><description>IFRS 18 replaces IAS 1 from 1 January 2027: five income statement categories, new subtotals, MPM disclosures, restated comparatives and what auditors test.</description><pubDate>Thu, 01 Oct 2026 00:00:00 GMT</pubDate><category>Guide</category><category>financial-reporting</category><category>audit-readiness</category><category>business-systems</category></item><item><title>Expected credit loss under IFRS 9: the models, the judgements and what auditors test</title><link>https://fd-consulting-web.vercel.app/case-studies/expected-credit-loss-ifrs-9/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/expected-credit-loss-ifrs-9/</guid><description>How expected credit loss works under IFRS 9 and its equivalents: staging, PD, LGD and EAD, model validation, common implementation gaps and what auditors test.</description><pubDate>Sun, 27 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>financial-reporting</category><category>audit-readiness</category></item><item><title>Harris Technology: what the public numbers say about a turnaround</title><link>https://fd-consulting-web.vercel.app/case-studies/harris-technology-public-review/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/harris-technology-public-review/</guid><description>An outside-in review of Harris Technology using only its published annual reports and public reviews: what improved in FY26, and where we would look next.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Public review</category><category>management-reporting</category><category>websites-ecommerce</category><category>business-systems</category><category>internal-controls</category></item><item><title>Automating supplier invoices and expense claims: where to start</title><link>https://fd-consulting-web.vercel.app/case-studies/automate-invoices-expenses/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/automate-invoices-expenses/</guid><description>How growing businesses automate supplier invoice entry and expense claims: capture, coding, approval and posting, and how to measure the hours it saves.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>business-systems</category><category>data-automation-ai</category></item><item><title>What goes in a board pack for a growing business</title><link>https://fd-consulting-web.vercel.app/case-studies/board-pack/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/board-pack/</guid><description>What a useful monthly board pack contains for a growing business, what to leave out, and how to stop rebuilding it from scratch every month.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>management-reporting</category></item><item><title>Choosing an ERP for a small business: a practical buyer’s guide</title><link>https://fd-consulting-web.vercel.app/case-studies/choosing-erp-small-business/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/choosing-erp-small-business/</guid><description>How to choose an ERP for a small business: requirements first, the real total cost, open-source and cloud options, and the mistakes that sink projects.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>business-systems</category></item><item><title>Do I need an audit? When a growing business has to be audited</title><link>https://fd-consulting-web.vercel.app/case-studies/do-i-need-an-audit/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/do-i-need-an-audit/</guid><description>When a growing business needs an audit: legal size thresholds, lenders, investors, grants and charities, plus the lighter options short of a full audit.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>audit-readiness</category><category>financial-reporting</category></item><item><title>Bookkeeper, accountant, fractional CFO or consultant: who does what?</title><link>https://fd-consulting-web.vercel.app/case-studies/fractional-cfo-bookkeeper-accountant/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/fractional-cfo-bookkeeper-accountant/</guid><description>Bookkeeper, accountant, fractional CFO or consultant? What each one does, what they do not, and which one a growing business of 10 to 100 people needs next.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>management-reporting</category><category>financial-reporting</category></item><item><title>AI assistants on your own documents: what they are and where they help</title><link>https://fd-consulting-web.vercel.app/case-studies/ai-assistant-own-documents/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/ai-assistant-own-documents/</guid><description>What an AI assistant built on your own documents is, where it genuinely helps a growing business, how to keep data safe, and how to run a sensible pilot.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>data-automation-ai</category></item><item><title>Internal controls for small businesses: the eight that matter most</title><link>https://fd-consulting-web.vercel.app/case-studies/internal-controls-small-business/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/internal-controls-small-business/</guid><description>The eight internal controls that protect a growing business most, how to make them work with a small finance team, and how to prove they operate.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>internal-controls</category><category>audit-readiness</category></item><item><title>Microsoft 365 offboarding checklist: what to do when someone leaves</title><link>https://fd-consulting-web.vercel.app/case-studies/microsoft-365-offboarding-checklist/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/microsoft-365-offboarding-checklist/</guid><description>A step-by-step Microsoft 365 offboarding checklist for small businesses: sign-in, email, files, devices and licences, so leavers lose access on their last day.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>it-security-access</category></item><item><title>Month-end taking a week? How to close faster without cutting corners</title><link>https://fd-consulting-web.vercel.app/case-studies/month-end-close/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/month-end-close/</guid><description>Why month-end drags in growing businesses, and the practical changes that shorten the close without losing accuracy: calendars, reconciliations, templates.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>management-reporting</category><category>internal-controls</category></item><item><title>Outgrown Xero? The signs, the options and what to do before you switch</title><link>https://fd-consulting-web.vercel.app/case-studies/outgrown-xero/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/outgrown-xero/</guid><description>The signs a growing business has outgrown its accounting software, the options between add-ons and a full ERP, and what to fix before you switch anything.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>business-systems</category><category>management-reporting</category></item><item><title>Supplier bank detail fraud: how it happens and the controls that stop it</title><link>https://fd-consulting-web.vercel.app/case-studies/supplier-bank-detail-fraud/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/supplier-bank-detail-fraud/</guid><description>How supplier bank detail fraud works, why growing businesses are targeted, and the simple payment controls that stop it before money leaves the account.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>internal-controls</category><category>it-security-access</category></item><item><title>Xero, MYOB or an ERP? How to choose the right system for your stage</title><link>https://fd-consulting-web.vercel.app/case-studies/xero-myob-or-erp/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/xero-myob-or-erp/</guid><description>Cloud accounting or an ERP? How to choose between Xero, MYOB and an ERP for a growing business, the questions that decide it and the costs people forget.</description><pubDate>Thu, 24 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>business-systems</category></item><item><title>Audit readiness: what your auditors will ask for, and how to have it ready</title><link>https://fd-consulting-web.vercel.app/case-studies/audit-readiness-checklist/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/audit-readiness-checklist/</guid><description>An audit readiness checklist for growing businesses: the schedules, reconciliations and evidence auditors ask for, and how to prepare before fieldwork.</description><pubDate>Wed, 23 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>audit-readiness</category><category>internal-controls</category></item><item><title>Is your website costing you enquiries? Six checks to run this week</title><link>https://fd-consulting-web.vercel.app/case-studies/website-checks/</link><guid isPermaLink="true">https://fd-consulting-web.vercel.app/case-studies/website-checks/</guid><description>Six website checks any business owner can run: speed on a phone, where the forms go, who can update it, what it runs on and whether it is found.</description><pubDate>Wed, 23 Sep 2026 00:00:00 GMT</pubDate><category>Guide</category><category>websites-ecommerce</category></item></channel></rss>